Whether to help you start a business or to solve financial problems, there are ways for you. When we decide to work on our own, we have to put our feet on the ground and know that the ups and downs will arise. Various situations, such as decreased sales, health problems that prevent work, end up hurting finances. When this happens, we need to think about alternatives to prevent our account from going into the red. One is the self-employed loan. Understand what it means and find out how to get it with the best payment terms.
What is the importance of the self-employed loan?
Self-employed professionals are those who own their own business. This means that the responsibility for keeping the company active is their own. In this context, some situations end up demanding more from our pocket than we think.
This is where the question comes about the possibility of applying for a loan for self-employed persons. This service can be a light at the end of the tunnel, if requested with a lot of planning and strategy.
It will be fundamental to help you to hold the ends and go through the crisis of your business without major losses. This is even more significant for those starting out in this endeavor.
How to prove income to apply for a self-employed loan?
Many self-employed people believe that it can be difficult to apply for a self-employed loan because they do not have a fixed monthly income. So it is important that you know what is worth as proof of income.
To prove your income, you do not need a formal contract. Bank statements can serve as proof. With it, the bank will be able to analyze your financial profile to see if it is possible to release the loan.
What is the best loan for freelancers?
The best self-employed loan is one that offers the best payment terms for your financial profile. To find out if the bank’s proposal meets your needs, evaluate the following elements:
Interest rate: The interest rate makes all the difference in the amount of the installments and the time it will take you to pay off the loan. Each bank works at its own rates, so you must do the simulation at more than one financial institution.
Total Effective Cost (CET): Refers to the sum of all fees, fees and charges that banks charge for the loan. Write everything down on the tip of the pencil and evaluate which is the best. The low interest rate does not always mean lower CET, so keep an eye out.
Seat reliability: Be careful not to fall into strokes. Never deposit money in advance to the bank under the excuse of credit analysis. Be wary of very low interest rates and always check that the institution is authorized by the Cream Bank.
Online loan: This type of loan is very worthwhile if you carefully evaluate the security of the website and the reputation of the financial institution. One of the signs that the site is reliable is the security certificate.
Just click on the padlock on the left side of the website address. If information appears that the connection is secure and that the certificate is valid, you can easily register.
How to apply for a self-employed loan at Good Lenders Credit?
Good Lenders Credit is an online lending financial institution that has a partnership with more than 30 banks. To apply for your self-employed loan, go to our website and enter the amount of money you need and the number of installments.
After that, complete the registration with the requested data so that the credit analysis can be carried out in detail. Our team of analysts will evaluate without a profile and bring together the banks that are closest to your needs.
In just a few minutes, you will receive the results of the analysis and the list of institutions that will offer a loan for freelancers. Just choose the one with the best cost benefit and complete the transaction.
The money will enter your account in a timely manner and you will be able to use it to get around the financial problems of your business.
What are the benefits of the Good Lenders Credit self-employed loan?
With Bom para Crédito, your self-employed loan is completed quickly and without bureaucracy. In addition, our website is extremely secure and all data provided in the registration remains in complete confidentiality.
All of our operations respect Cream Bank rules and the requirements of Brazilian laws regarding online personal credit. Even if you have a dirty name, you will have the chance to have the loan approved according to your financial profile.
The loan money can be used in any way you prefer and there is no need to prove what you will do with it. Our loans are made entirely online, which means saving time and accessing the best rates.
Ready to apply for a loan for a freelancer at Good Lenders Credit? Visit our website and find out how easy and safe it is to ensure that your company does not experience greater difficulties in times of crisis.